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May 23, 2017

Home Buying Process explained in less than 3 minutes


Buying a house or property requires careful and good decision-making. So before you sign that contract, or make your first offer to that nice property that you like, make sure to get the right advice from the right people or take the time to research about the real estate purchase process. 

This video explains the Home Buying Process in less than 3 minutes!

Home Buyers Guide

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The best part of being a buyer is that you do not pay any amount to your realtor. Impact Home Group LLC is here to assist you with finding a home in Washington and getting through the entire home buying process for absolutely FREE!



Posted in Tips for Buyers
Dec. 1, 2016

4 Tips For First Time Home Buyers in Wenatchee

Buying your first home in wenatchee is an exciting time in your life! But given the fact its one of the largest purchases most people make, it can also be stressful, even when it seems like you have done everything right. It is crucial to understand the process, and be prepared. Here are 10 tips, for buying your first home in Wenatchee. 


1. Determine what you can afford  

In order to be effective in your wenatchee home search, you must determine how much home you can afford. There is nothing more disappointing, than thinking you have found the perfect home, and realizing its beyond what you can afford to buy. The average DTI (debt to income) threshold to qualify for a mortgage is 36%, however this can very based on loan options and lenders. DTI is calculated by dividing your total monthly expenses by your gross monthly income. When considering your monthly expenses, don't forget to include things like property taxes, HOA fees, homeowners insurance, ect. 

2. Connect with a local Realtor®

Using a local Realtor® when buying your first home is crucial, and can provide tremendous value in the home buying process. Some of the perks of using a local realtor include: Being an Expert on current market conditions, price guidance, neighborhood knowledge, education and experience, negotiation skills & confidentiality, handling volumes of paperwork, buffer between buyer and seller. And best of all, services of a professional Realtor® are typically NO COST to the buyer. 

3. Get Pre-Qualified 

You wouldn't go shopping for groceries without knowing if you have enough money to pay for them, so why shop for a home before you know what you can afford? By getting pre-qualified for a home mortgage with a local lender, you are a step ahead of other buyers in the marketplace. Your offers will be better received, and more closely considered by sellers. A local lender will also help you determine exactly how much home you can afford. 

4. Do NOT make large credit purchases

Significant purchases like a new car loan, or even applying for a new credit card, and have a negative impact on your credit score and debt-to-income ratio. Avoid at all costs, adding any significant debt, or opening new lines of credit before purchasing a home. 

Posted in Tips for Buyers